Mortgage Valuation Report


Normally instructed by the purchaser or their lender.

This is a valuation only and not a survey. It is the most limited form of inspection. It is intended solely for the purposes of arriving at a mortgage valuation to enable a lender to determine the amount of any advance. We reserve the right to make the mortgage information available to other prospective borrowers/lenders.

This valuation is not a detailed inspection of the property. Any major defects which are visible and apparent at the time of inspection which have a material bearing on the value will be reported on. Subject to reasonable accessibility the roofspace is inspected only to the extent it is visible from the access hatch without entering; common roofspaces will not be inspected. Cellars are also inspected to the extent that they are reasonably accessible but underfloor voids are not inspected. Floor coverings will not be lifted nor will furniture and effects be moved. The exterior of the building, including roof coverings, will be inspected from ground level only. For the purposes of arriving at our valuation these inaccessible areas will be assumed to have no significant defects. None of the services, water systems, heating or electrical circuits will be checked or tested. This report therefore must not be treated or relied upon as a detailed report or survey on the existing or future condition of the property. If such a report is required, then a more detailed Homebuyer Survey and Valuation (Scheme 2) Inspection should be instructed.